Apple Pay Cash to leverage Discover Network

It's become a must-have app for millennials, and as we can see in this chart from Statista, the amount of money sent through it has soared since 2015.

Beginning today, Apple customers in the U.S. can use Apple Pay to send and receive money with friends and family quickly, easily and securely.

Apple Pay Cash is a virtual debit card which appears in the Wallet app and hold money which the user can receive from Person to Person transfers.

Apple Watch users can now simply ask Siri to pay someone.

Apple says the transfers are secure on both ends of the transaction with Apple Pay. Apple will add a 3% fee if you use a credit card to send money. They can use the money instantly1 to pay someone or make purchases using Apple Pay in stores, apps and on the web.

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iOS 11.2 is available now as a free update and is required to make person to person payments and use Apple Pay Cash on iPhone and iPad.

Users will have full control and insights into their account and can view their transaction history for all transfers and purchases in their Apple Wallet. On Monday, Apple finally launched Apple Pay Cash, its own person-to-person payment system. From there, you can send your Apple Pay Cash balance to a connected bank account.

The minimum amount of money that can be added to an account from a user's U.S. debit card or prepaid card is $10 per transaction, while the maximum that can be added in each transaction is $3,000.

Apple Pay, which allows one-touch purchases and requires no credit card number or address entries by users, debuted in October 2014 and has been followed by a steady expansion of the services for users. In addition, it can only be done if Apple Pay Cash is already set up in an iPhone running on iOS 11.2.

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